IS THE LOAN CONSIDERED TO BE HIGH VOLATILITY COMMERCIAL REAL ESTATE (HVCRE)?

The regulatory capital rules known as Basel III (implemented January 1, 2015),  require all loans meeting the definition of HVCRE to be assigned a risk weighting of 150% for risk-based capital purposes.  This rule was amended in April of 2020.  The following is an aid to assist in determining if a loan is considered to be HVCRE.